:root{
  --accent:#2563eb; --accent2:#1d4ed8; --bg:#f7f8fa; --surface:#ffffff;
  --text:#0f172a; --muted:#64748b; --hair:#e2e8f0;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  background:var(--bg);color:var(--text);line-height:1.65;-webkit-font-smoothing:antialiased;
}
a{color:var(--accent);text-decoration:none}
a:hover{text-decoration:underline}
.wrap{max-width:880px;margin:0 auto;padding:0 22px}

/* hero */
.hero{
  background:linear-gradient(160deg,#3b82f6,#1d4ed8);color:#fff;text-align:center;
  padding:72px 22px 80px;
}
.glyph{
  width:84px;height:84px;border-radius:20px;background:rgba(255,255,255,.14);
  display:inline-flex;align-items:center;justify-content:center;margin-bottom:22px;
  border:1px solid rgba(255,255,255,.25);
}
.hero h1{font-size:38px;font-weight:800;letter-spacing:-.02em;margin-bottom:12px}
.hero p{font-size:18px;max-width:540px;margin:0 auto;opacity:.92}
.badge{
  display:inline-block;margin-top:26px;padding:11px 20px;border-radius:999px;
  background:rgba(255,255,255,.16);border:1px solid rgba(255,255,255,.3);
  font-weight:600;font-size:15px;
}

/* sections */
section{padding:56px 0}
h2{font-size:26px;font-weight:700;letter-spacing:-.01em;margin-bottom:8px}
.lead{color:var(--muted);margin-bottom:30px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px}
.card{
  background:var(--surface);border-radius:16px;padding:22px;
  box-shadow:0 2px 14px rgba(15,23,42,.06);
}
.card .ico{font-size:24px;margin-bottom:10px}
.card h3{font-size:17px;font-weight:650;margin-bottom:4px}
.card p{color:var(--muted);font-size:15px}

/* legal pages */
.page{background:var(--surface);border-radius:18px;box-shadow:0 2px 14px rgba(15,23,42,.06);
  padding:40px 34px;margin:40px 0}
.page h1{font-size:30px;font-weight:800;letter-spacing:-.02em;margin-bottom:6px}
.page .updated{color:var(--muted);font-size:14px;margin-bottom:26px}
.page h2{font-size:20px;margin:28px 0 8px}
.page p,.page li{color:#334155;font-size:16px;margin-bottom:10px}
.page ul{padding-left:22px}
.page .note{background:#eaf1fe;border-radius:12px;padding:14px 18px;color:#1e3a8a;font-size:15px}
.back{display:inline-block;margin:8px 0 0;font-weight:600}

/* footer */
footer{border-top:1px solid var(--hair);padding:34px 0;color:var(--muted);font-size:14px;text-align:center}
footer a{margin:0 10px;color:var(--muted);font-weight:600}
footer .disclaimer{margin-top:14px;font-size:13px;opacity:.85}